December 1, 2022
Whether you’re planning on investing in rural or commercial property, buying an asset for your business, or purchasing your dream home, you will need to consider your lending solutions. While your first instinct could be to talk to your bank about a loan, there is another option that may save you time, effort, and ultimately money - that you won’t be able to get from your bank. Experts in banking and finance, Central West Finance Solutions will help you take the legwork, guesswork and stress out of securing a loan. Independent from a bank, we have access to a broad range of loan products, making us your new best (financial) friend. Choice of Lenders Finding the right fit loan is just as important as finding the perfect property. In the Australian market, there are now hundreds of lenders available and often, it can be hard to work out which one is right for you. As a finance broker, we don’t have access to just one lender’s products, we compare many products from a whole panel of different lenders. Knowing you have loan options is one thing, but having the confidence you signed the best deal is another. We can give you this peace of mind. With our industry connections, we will ensure that you are getting the best loan solution that suits your circumstances. Experience The team at Central West Finance Solutions has over 100 years combined experience in banking and finance. This means we can provide the best possible service and advice for any lending requirements. Convenience and Flexibility As a small, local business, we pride ourselves on our flexibility. Our team doesn’t sit in an office from 9-5 taking appointments. We are mobile and will happily travel to you at a time that works within your schedule. The beauty of technology means that we can bring all our information and online services with us. Thanks to this, you get the convenience of staying where you are while still getting the same great resources you would get from the office. Saves you time The choices available now in the mortgage and lending market can seem limitless and completely overwhelming. Not to mention, you are probably already time poor, with a limited capacity to take on more of a workload. While you can choose to research the subject, the lenders and their products yourself, securing a loan can be quite a process - particularly if you are seeking a good deal. So why not let us take care of the heavy lifting for you? As experienced brokers, we already have knowledge and information on the subject, meaning that sourcing quotes and talking to lenders will be much faster if we do it. We know that every financial situation is unique and there are certain products on the market that are tailored to particular purchases and financial profiles. Allowing a broker to be the middleman gives you the freedom to carry on with your week, while we compile a wide range of options that are short-listed for you. Tailored solutions that benefit you As locals we know you and we know what’s best for you. That’s why we know that the best deal is not necessarily the cheapest interest rate. We will thoroughly examine your circumstances and future plans to ensure we recommend a loan or financing solution that is right for you. We will work with you to determine your finance needs, repayment ability, and cash flow requirements to select a loan or financing solution suited to your circumstances. Unlike some brokers, we prioritise your needs over what might be easiest or most beneficial to us. We want to ensure you are looked after and not borrowing beyond your financial capacity. With that, we will manage the entire process for you. From application, through to settlement, as well as any on-going assistance you may need with your loan. Help you avoid pitfalls Due to the sheer amount of lending products available, it is easy to get lost in the jargon. Many products seem to offer great deals, but what’s the catch? While at the surface they look great, they may have hidden penalties, fees and charges that may not be visible to the untrained eye. There is more to a loan than interest rates and loan repayments. A trained finance broker will scrutinise the fine print for differences that may impact your bottom line. Some of the other elements they look for are flexibility and the ability to make extra repayments. Having someone walk you through the pros and cons of each option can be invaluable in identifying the most viable loan option for you. As a finance broker, Central West Finance Solutions can help you avoid taking out a loan you might regret later. The Central West Finance Solutions Difference Here at Central West Finance Solutions, we pride ourselves on our customer-centric approach. We live and work in your community. We understand your job, your business, your family, so we are empowered to make decisions locally, ensuring you don’t get lost in a maze of call centres, red tape and decision-makers. Many people that come to us have gotten sick of the lack of personalisation that comes with big banks and other large broking firms. We get to know our clients and their circumstances - that’s our difference. If you are looking for a finance broker that puts its clients first and values each of their unique circumstances, then get in touch today. Our team of friendly staff will walk you through your options and get you started on your new financial journey.